Disability Insurance

A serious illness or injury can cause significant financial hardship for your family. Disability insurance, provided through Prudential, replaces a portion of your income to help you continue paying your bills and meeting your financial obligations during this difficult time.

Carlisle's short-term disability coverage through Prudential provides you with:

• Automatic, company-paid coverage for hourly and salaried employees; no need to enroll.
• Benefits that start on the first day of accident or after three business days of a qualified illness.
• Hourly employees are eligible to receive payments equal to 75% of their pay each week for up to 26 weeks.
• Salaried employees may receive 100% of their pay for eight weeks followed by 75% of their pay for up to 18 weeks.

Salary Continuation benefits are offset by any state disability benefits or Social Security disability benefits. Prudential will assist with information to submit and process claims requests for short-term/long-term disability, family medical leave, or other leave of absence needs at https://www.prudential.com/mybenefits (click on Claims and Absence) or at 877-367-7781.

Carlisle's long-term disability coverage through Prudential provides you with:

• Automatic, company-paid coverage for regular, full-time employees; no need to enroll.
• Benefits that start after you have been disabled for 180 days.
• Payments equal to 60% of your salary, up to a maximum of $25,000 per month.

Long-term disability payments will continue for as long as you are disabled, depending on your age when disability begins. Certain exclusions as well as pre-existing condition limitations may apply. Prudential will assist with information to submit and process claims requests for short-term/long-term disability, family medical leave, or other leave of absence needs at https://www.prudential.com/mybenefits (click on Claims and Absence) or at 877-367-7781.