Business Travel Accident Insurance


In the event that you are required to travel for business purposes, Carlisle provides Business Travel Accident (BTA) insurance at no cost to you. BTA benefits are in addition to your Basic Life as well as any Supplemental Life coverage you may purchase.

You are automatically enrolled for BTA insurance on the first day you are actively at work at no cost to you. The principal sum of your BTA insurance is 5 times your annual base salary, with a minimum coverage amount of $250,000 and a maximum coverage amount of $1,250,000. There is also an aggregate limit payable of $6,250,000 per aircraft accident.

Dismemberment benefits are also available as shown in the table of covered losses.

Coverage Includes:

  • 24-hour worldwide business travel protection
  • Travel assistance services
  • Emergency medical evacuation

Contact AIG at 866-893-2520 or at


Covered Losses

The table shows losses that are covered under the accident plan and the corresponding benefit amount shown as a percentage of the covered person’s principal amount. These benefit amounts will be paid only if:

    • Your death occurs within 365 days from the date of the accident.
    • Your injury results in one or more covered losses listed below within 365 days from the date of the accident.Injury means a bodily injury that is solely caused by external, violent and accidental means and is independent of any other cause.
Summary of BTA benefits
Covered Losses BTA
Life / Both Hands, Both Feet, Sight of Both Eyes or Combo of Any Two / Quadriplegia 100%*
Paraplegia 75%*
One Hand, One Foot or Sight in One Eye / Speech or Hearing in both Ears, Hemiplegia 50%*
Thumb and Index Finger of Same Hand / Uniplegia 25%*
* Percentage of Principal Amount of Coverage

For more information about Business Travel Accident coverage, contact Human Resources.